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Manufacture guidlines dictate advertised pricing. Call us for better than advertised pricing! 463-223-8440.
With approved credit. Terms may vary. Prices do not include State Tax or Registration and must be paid by the purchaser* While every effort is made to verify the accuracy of the information on this site, errors do occur. Please verify all information with a sales representative.
*Excludes used and brokerage boats.
**Price do not include freight and prep.
9175 East 146th St. , STE 100
Noblesville, IN 46060
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Monday 9:00 - 5:00
Tuesday 9:00 - 5:00
Wednesday 9:00 - 5:00
Thursday 9:00 - 5:00
Friday 9:00 - 5:00
Saturday 9:00 - 2:00
Sunday Closed
When shopping for boats for sale in Indianapolis, it’s important to understand more than just the sticker price. Boat ownership in Indiana includes the initial purchase, ongoing ownership costs, and seasonal maintenance, all of which can be easily planned for with the right guidance. Understanding the full cost of ownership helps buyers choose the right boat with confidence.
At Indy Boat Co., we help simplify the process by clearly outlining pricing, ownership expenses, and maintenance so you can focus on enjoying your time on the water. This guide is designed for anyone considering boat ownership in Indiana, whether you’re exploring new boats Indiana or browsing boats for sale Indianapolis. It’s especially helpful for first-time buyers, families planning for seasonal use, or anyone who wants a clear understanding of costs before making a confident, informed purchase.
Boat prices in Indiana vary depending on size, style, age, and features. Across the market, you’ll find everything from affordable entry-level boats to premium, fully loaded models built for performance and comfort.
At Indy Boat Co, our inventory of new and used boats for sale offers a solid picture of what you can expect at a local Indianapolis dealership:
General price ranges you’ll see locally:
| Smaller Used Boats | $10,000 – $30,000+ |
| Mid-Size Family Boats | $30,000 – $80,000+ |
| New Wake/Surf or Pontoon Boats | $70,000 – $250,000+ |
Whether you’re searching for your first boat or upgrading, our team helps you compare options so you can choose a boat that fits both your lifestyle and your budget.
Beyond the purchase price, there are a few standard ownership costs to be aware of. Once you’ve found the right boat, here are the basic additional expenses you should plan for:
In Indiana, you’ll need to register your boat with the Bureau of Motor Vehicles (BMV). Fees depend on your boat’s length and value, typically a small amount based on size and purchase price, plus an annual excise tax.
In Indiana, average annual boat insurance premiums run roughly around $250-$300/year, though your exact cost can vary by boat value, usage, and coverage level. Boat insurance is not only wise; in many cases, it’s required, especially if you’re financing your boat or storing it at a facility.
Maintenance, storage, winterization, and summerization are four important parts of boat ownership in Indiana, and they’re easiest to manage when they’re planned ahead of time. These costs help protect your investment, extend the life of your boat, and ensure it’s ready to perform when boating season returns. When included in your overall budget, they become predictable parts of ownership rather than unexpected expenses.
For Indiana’s climate, both winterization and summerization services are essential. These seasonal services are simpler than many first-time buyers expect and protect your investment year-round.
Winterization prepares your boat for off-season storage and typically ranges around $250-$375+, depending on engine type. Add-ons such as antifreeze, fogging oil, shrink wrap, and bottom cleaning are also options to consider.
Summerization gets your boat ready for the on-season, ensuring all systems are operational and your boat is safe to use after winter storage.
These seasonal services go a long way in protecting performance and avoiding costly repairs down the road.
Indiana boat owners have a few options for winter storage. Storage is flexible and can be tailored to your needs. Indoor storage costs often range from $900-$1,500+ per season for boats of average size, depending on facility and services like shrink wrap. Outdoor storage is typically less expensive but offers less protection.
All boats require regular maintenance based on usage hours to keep them running smoothly and reliably. Understanding these service intervals helps you plan and budget accordingly:
Beyond hourly maintenance, Indiana’s climate requires two critical seasonal services each year:
Staying ahead of maintenance ensures fewer surprises. Our service department is dedicated to making sure you are spending more time on the water and less on land.
Owning a boat in Indiana is a lifestyle investment that comes with real costs, but with the right budget and planning, it can be one of the most rewarding ways to enjoy the warmer months. From waterskiing and wakeboarding to relaxed afternoons on local lakes, boat ownership opens up a world of memories.
At Indy Boat Co, we don’t just sell boats. We help make ownership realistic, enjoyable, and stress-free. From choosing between new boats Indiana or pre-owned boats Indianapolis, to answering questions about storage, winterization, summerization, and maintenance, our team is here to help every step of the way.
If you’re ready to explore boats for sale in Indianapolis, browse our current inventory or reach out to talk with our team. We’ll help you find the right boat, and a plan that makes sense for you.